Life Assurance

Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited than to ignoring crucial decisions on protection.

What is it?

A Term life insurance plan is the most basic form of life insurance and is usually the cheapest way to insure your life. It covers you for a fixed period and pays out a one off lump sum if you die during the policy term.

With some term insurance policies you can add additional options, for instance critical illness cover. If you do add on critical illness cover, the plan will pay out once on diagnosis of a qualifying critical illness or if you die during the term of the policy.


Who is it for?

This type of plan is designed for those who want to leave a lump sum in the event of their death within a specified time period whilst keeping the cost to a minimum. Term assurance can protect your family from the financial implications of a personal tragedy and is particularly important if you have young children or dependents. It can be used to cover a mortgage, other loan or to ensure that your family is protected from the effects of having to repay a debt after the main breadwinner has passed away. As advisors we can help you find the plan that best meets your requirements.

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
For Critical Illness the policy may not cover all definitions of a critical illness. For definitions of illnesses covered, please refer to the Key Features and Policy Documents.

Copyright © 2020 Jigsaw Mortgages. All Rights Reserved


Lee David White trading as Jigsaw Mortgages is an appointed representative of The On-Line Partnership Limited which are authorised and regulated by the Financial Conduct Authority (FCA: 192638). Firm Reference Number: 459959.  Registered Office: 47 Orsett Road, Gray Thurrock, RM17 5HJ. Telephone Number: 0208 502 2980

To view our Privacy Statement, please click here.

To view our Privacy Notice, please click here.

To view our Terms and Conditions, please click here.

To view our Cookie Policy, please click here.

This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.


We're sorry you've felt you need to complain but letting us know when you're unhappy gives us the opportunity to put matters right for you and improve our service for everybody.

For further information on how we can put things right please click here to see our Complaints Brochure