Critical Illness Cover

Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited than to ignoring crucial decisions on protection.

What is it?

A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often ‘bolted on’ to a life assurance policy as an additional benefit but can also be a standalone plan.

 

Who is it for?

This type of plan is designed for those individuals or families whom want a lump sum if they are diagnosed with a Critical Illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home.

The quality of cover and the illnesses covered can vary significantly between different providers. As advisors we can help you find the plan that best meets your requirements.


The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
For Critical Illness the policy may not cover all definitions of a critical illness. For definitions of illnesses covered, please refer to the Key Features and Policy Documents.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE, OR ANY OTHER DEBTS SECURED ON IT.

Lee David White, trading as Jigsaw Mortgages, is an appointed representative of The On-Line Partnership Limited, which are authorised and regulated by the Financial Conduct Authority (FCA: 192638). Firm Reference Number: 459959.  Registered Office: Bosworth House, 4 Church Hill, Loughton, Essex IG10 1LA. Telephone Number: 0208 502 2980

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